Kun AI nationale schatkisten vervangen door AI-gestuurde gedecentraliseerde monetaire systemen ?

AI zou autonome monetaire systemen kunnen ontwerpen en beheren die valuta uitgeven, de geldhoeveelheid aanpassen en fiscaal beleid afdwingen zonder menselijke tussenkomst. Dit zou democratische controle over geldcreatie wegnemen en onder bepaalde omstandigheden kunnen leiden tot onvoorziene economische instabiliteiten of systeemfalen.

Background

AI can automate monetary functions such as currency issuance, supply adjustment, and fiscal policy execution, potentially operating without human oversight. However, current AI lacks the capacity to fully replace sovereign treasuries, which possess critical powers including tax enforcement, legal-tender debt issuance, and lender-of-last-resort capabilities. Today’s systems see AI assisting treasury operations through programmable rules in central bank digital currencies (CBDCs) or decentralized ledgers, but these remain under public control with fiscal backing and crisis-management mechanisms intact. Purely algorithmic stablecoins, for instance, lack the stabilizing mechanisms and institutional authority of national treasuries. According to the Bank for International Settlements (BIS), experimental AI-driven monetary systems are still supplemental rather than substitutive: existing AI can mimic policy rules and manage routine tasks, but no fully autonomous monetary authority currently exists to assume the full mandate of a sovereign treasury.

SOURCE: Bank for International Settlements — https://www.bis.org/publ/othp39.pdf